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Aside from the standard home insurance coverage options, ASI/Progressive also offers personal injury, water back-up and sump discharge or overflow coverage options. Progressive’s HomeQuote Explorer tool enables you to compare rates from several insurers simultaneously to see how its prices stack up against its competitors. Plus, you might be able to save even more money with an advanced quote, a bundling or a new home purchase discount.
Even if you do not have a mortgage, having homeowners insurance can provide financial assistance if your home or belongings are damaged or destroyed. We are an independent, advertising-supported comparison service. Bankrate is compensated in exchange for featured placement of sponsored products and services, or your clicking on links posted on this website.
Vermost Insurance Agency
Getting quotes from several insurance companies will help you find a company that fits your needs. Working with an insurance professional could also be helpful, as local agents may be more familiar with the needs of St. Petersburg homeowners. One of the biggest discounts that many companies offer is multi-policy. You may want to ask your home insurance provider or agent if your property carrier also offers Florida auto insurance.
Bundling a home and auto policy with one company could save you a significant amount on each policy. Allstate may be worth a look for new homebuyers, with new homeowner discounts and convenient payment plans. If you rent your home as a short-term rental, you might appreciate the additional option of Allstate’s HostAdvantage program, which offers protection for home-sharing. The company also offers various home insurance discounts, which include multi-policy, claims-free, safety device and loyalty discounts. Allstate also received an A+ financial strength rating from AM Best. However, Allstate’s premium is not the cheapest on our list, although it is below the city average.
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To find the best St. Petersburg homeowners insurance, Bankrate reviewed the largest home insurance companies by market share in this Pinellas County city located on the Gulf of Mexico. We analyzed their average premiums — obtained from Quadrant Information Services — as well as 2022 J.D. Power scores, AM Best financial strength scores, coverage offerings and available discounts for each carrier. State Farm, the largest U.S. home insurer by market share, received above-average customer satisfaction scores from J.D. Although State Farm’s average premium is in line with the average home insurance premium in St. Petersburg and is the highest on our list, the provider offers a few discounts that might help you save money.
While Progressive scored below the industry average for customer satisfaction in the J.D. Home Insurance Study, it was rated A+ for financial strength by AM Best. There are several home insurance companies in Florida that provide coverage options for St. Petersburg residents.
Home insurance discounts in St. Petersburg
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She is very easy to reach by phone or email if i have any questions and while she does try to sell other insurance products, she is not pushy about it. Our experts have been helping you master your money for over four decades. We continually strive to provide consumers with the expert advice and tools needed to succeed throughout life’s financial journey. We plan to stick around and continue to use State Farm for our needs. Our insurance guy, Ryan, is terrific and we would recommend to anyone.
Nationwide, homeowners pay an average of $1,383 per year for this amount of coverage. Angelica Leicht is an insurance editor on the Bankrate team. All of our content is authored by highly qualified professionals and edited by subject matter experts, who ensure everything we publish is objective, accurate and trustworthy. Because St. Petersburg is located along the Gulf Coast, its structures are vulnerable to hurricane and tropical storm damage caused by catastrophic wind and flooding.
I thought that was a pretty lame excuse by the representative. I like the company’s customer service and ease of use of their services which they have won awards for and also they are known for it, which is why I choose them. St. Petersburg, FL homeowners insurance is nearly $984 to $1,333, about $82-$111/month.
All providers discussed on our site are vetted based on the value they provide. And we constantly review our criteria to ensure we’re putting accuracy first. “Expert verified” means that our Financial Review Board thoroughly evaluated the article for accuracy and clarity. The Review Board comprises a panel of financial experts whose objective is to ensure that our content is always objective and balanced.
To start, you may want to get quotes from several different companies. You can get quotes online from many companies and insurer comparison sites, or you may want to work with a local insurance agent for a more personal experience. Once you have several quotes, you can compare them and review coverage types, discounts, policy features and third-party rankings. The average cost of home insurance in St. Petersburg is $1,122 per year for a home with $250,000 in dwelling coverage. However, the cost of your homeowners insurance policy may be more or less, depending on the kind of policy that you need and your specific rating factors.
Therefore, this compensation may impact how, where and in what order products appear within listing categories. Other factors, such as our own proprietary website rules and whether a product is offered in your area or at your self-selected credit score range can also impact how and where products appear on this site. While we strive to provide a wide range offers, Bankrate does not include information about every financial or credit product or service. Bankrate follows a strict editorial policy, so you can trust that we’re putting your interests first. Our insurance team is composed of agents, data analysts, and customers like you. They focus on the points consumers care about most — price, customer service, policy features and savings opportunities — so you can feel confident about which provider is right for you.
I've never had a negative experience dealing with Allstate, whenever I have questions or concerns they are always there to help me. Make sure you find the right coverage for your condo life. These are sample rates and should be used for comparative purposes only. The homeowners also have a $1,000 deductible and a separate wind and hail deductible . Founded in 1976, Bankrate has a long track record of helping people make smart financial choices. We’ve maintained this reputation for over four decades by demystifying the financial decision-making process and giving people confidence in which actions to take next.
